How do Gamma AI credits work?
Gamma credits are tokens you spend whenever the AI generates or edits content for you. As of 2026-07, free accounts get 400 one-time credits at signup, while paid plans refresh monthly: Plus 1,000, Pro 4,000, and Ultra 20,000. Manual editing costs nothing, only AI actions draw down credits.
Why — the first-principles explanation
Every time you ask Gamma's AI to build a deck, rewrite text, or make an image, it calls a large language or image model running on expensive GPU servers. Those calls cost Gamma real money, so it meters them with credits, a prepaid budget that turns unpredictable compute into a predictable number you can watch.
Credit cost isn't flat; it scales with how much work the AI does. Generating a full presentation from a prompt burns more than tweaking one card, and premium image or video models cost more per action than basic ones. That's why Gamma says usage varies by AI action and model instead of promising a fixed number of decks.
The important split: AI actions cost credits, ordinary editing doesn't. Typing, dragging cards, changing colors, and presenting are unlimited on every plan. You only spend credits when you press an AI button. Free credits are a one-time 400 at signup; paid plans reset their allowance every billing month, and unused credits generally don't roll over.
An example that makes it click
Think of Gamma credits like tokens at an arcade. Walking around, watching other kids play, and re-arranging your prize shelf is free. But every time you drop a token into a machine to play a round, one token disappears. A big claw machine (making a whole presentation) eats more tokens than a quick pinball flip (rewriting one sentence). You start with 400 free tokens; a monthly pass tops you back up to 1,000, 4,000, or 20,000 each month.
How to do it
- Open Gamma and click your profile picture or workspace name in the top corner.
- Go to Settings, then the Account or Billing/Credits section to see your remaining balance.
- Before a big generation, lower the number of cards requested to spend fewer credits.
- Edit finished decks by hand (typing, formatting) instead of re-running AI, since manual edits are free.
- Upgrade to a paid plan if you run out, since paid plans refresh credits every month.
Key facts
- Free accounts receive 400 one-time credits at signup (as of 2026-07).
- Plus refreshes 1,000 credits/month; Pro 4,000/month; Ultra 20,000/month.
- Credit cost per action varies by the AI task and the model used.
- Manual editing, formatting, and presenting do not consume credits.
- Paid-plan credits reset monthly and generally do not roll over.
Generate polished presentations, docs, and websites from a prompt.
Affiliate link — we may earn a commission at no cost to you.▶ The 60-second explainer (script)
Wondering how Gamma AI credits work? Credits are a prepaid budget you spend every time Gamma's AI generates or edits something for you. Here's the key idea: AI actions cost credits, but ordinary editing is free. Type, drag, recolor, and present all you want, nothing gets deducted. You only spend credits when you push an AI button, like building a deck from a prompt or generating an image. And it's not a flat fee, bigger jobs and fancier image models cost more per action. As of July 2026, free accounts get 400 credits one time at signup. Paid plans refresh every month: Plus gives you 1,000, Pro 4,000, and Ultra a huge 20,000. Unused credits usually don't roll over, so use them or lose them. Running low? Lower your card count, edit by hand, or upgrade. That's Gamma credits in a nutshell.
What authoritative sources say
People also ask
Do free credits refill each month?
No. Free is a one-time 400 credits at signup; only paid plans refresh credits monthly.
What uses up my credits fastest?
Generating full decks and using premium AI image or video models cost the most per action.
Does editing a deck cost credits?
No. Manual edits like typing, formatting, and presenting are free; only AI actions spend credits.
Do unused credits roll over?
Generally no. Paid-plan credits reset each billing month rather than accumulating.