How to cancel Luma AI subscription?
Cancel where you subscribed. If you paid on the Luma website, go to account settings, open billing or subscription, and cancel there. If you subscribed through the iOS app, cancel in Apple's App Store subscriptions, because Luma cannot cancel Apple-billed plans. Access continues until the end of the paid period (as of 2026-07).
Why — the first-principles explanation
The single most important rule is cancel through whoever charges your card. If Luma billed you directly on the website, Luma controls the cancellation. If you subscribed inside the iPhone app, Apple is the merchant of record, so the plan lives in your Apple account and only Apple can stop the billing. Trying to cancel an Apple-billed plan from Luma's site simply will not work.
Canceling stops the renewal, not the current period. Because you already paid for the month or year, most services, Luma included, let you keep access until that paid term ends rather than cutting you off immediately. There is generally no partial refund for the unused days, which is standard for subscription software.
A subtle trap is credits and watermarks. Once you downgrade to free, you go back to daily free credits, watermarks, and non-commercial limits. Any monthly credits you had not used typically expire with the plan, so it is smart to spend them before the term ends rather than lose them at cancellation.
An example that makes it click
It is like a gym you joined through a third-party app versus at the front desk. If you signed the contract at the gym's desk, you cancel at the desk. If a booking app signed you up and charges your card every month, you have to cancel inside that app, because the gym never sees your payment, the app does. Canceling stops next month's charge, but you still get to work out for the rest of the month you already paid for.
How to do it
- Identify where you subscribed: the Luma website or the iOS app.
- For web: sign in at lumalabs.ai, open account settings, then billing/subscription, and choose Cancel.
- For iOS: open iPhone Settings or the App Store, tap your Apple ID, go to Subscriptions, select Luma, and Cancel.
- Spend any remaining monthly credits before the term ends, since they expire.
- Confirm the cancellation email and note that access lasts until the paid period ends.
Key facts
- Web subscriptions are canceled in Luma account billing/subscription settings.
- iOS subscriptions must be canceled through Apple's App Store subscriptions.
- Luma cannot cancel a subscription that Apple bills.
- Access continues until the end of the already-paid period (as of 2026-07).
- There is generally no partial refund, and unused monthly credits expire at cancellation.
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Affiliate link — we may earn a commission at no cost to you.▶ The 60-second explainer (script)
How do you cancel your Luma AI subscription? The one rule that matters: cancel wherever you subscribed. If you paid on the Luma website, sign in at lumalabs dot ai, go to account settings, open billing or subscription, and hit cancel. But if you subscribed through the iPhone app, it's different. Apple is the one charging your card, so you have to cancel in Apple's App Store subscriptions, under your Apple ID. Luma literally cannot cancel a plan that Apple bills, so don't waste time looking for it on their site. A couple of things to know. Canceling stops the next renewal, not your current period. You already paid for this month or year, so you keep access until that term ends, and there's usually no partial refund. Also, before you cancel, spend any leftover monthly credits, because they expire when the plan ends and you drop back to the free tier with its watermarks and daily limits. Cancel through the right place, use up your credits, and you're set.
What authoritative sources say
People also ask
I subscribed in the app. Why can't I cancel on the website?
Because Apple bills that plan. iOS subscriptions can only be canceled in Apple's App Store subscription settings.
Will I get a refund for unused time?
Generally no. Cancellation stops future renewals, but you keep access until the paid period ends.
What happens to my remaining credits?
Unused monthly credits typically expire when the plan ends, so spend them before canceling.
Do I lose access immediately?
No. You keep paid features until the end of the current billing period, then revert to the free tier.